General Liability Insurance

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. Making sure you have enough coverage is critical. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. Excelsure Insurance Services’ liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.

Excelsure Insurance Services of Costa Mesa offers a Broad Range of General Liability Protection for California Business Owners.

• Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
• Property Damage coverage for the physical damage to property of others or the loss of use of that property.
• Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.
• Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
• Contractual Liability extends to any liability you may assume by entering into a variety of contracts.

We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping, and find you the best insurance coverage and rate for your needs.