Fixed Annuities

A fixed annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan. Annuities offer the opportunity for lifetime payments and tax-deferred earnings, and provide a guaranteed death benefit for your beneficiaries. All guarantees are backed by the continued claims-paying ability of the issuing insurance company.

You may want to consider investing in an annuity as part of your long-term financial strategy if:

  • You’re in a higher tax bracket, and want to defer additional income.

  • You’ve reached your deductible limit on all your retirement accounts and wish to save more for retirement.

An annuity is different from most other retirement savings vehicles — it’s actually a contract between you and an insurance company. In return for making one or more premium payments, the insurance company agrees to provide you an income stream — usually during retirement. You can elect to receive payment all at once or as a series of payments, even for the rest of your life.

  • We offer free, comparative quotes on fixed annuities from multiple insurance carriers so you can get the best possible rate.

  • Want to see how much we can save you? Just request a quote to find out.

Excelsure Insurance Services

18377 Beach Boulevard,

Suite 325,

Huntington Beach, CA 92648

Phone. 800-987-5051

CA LICENSE # 0E89987